602-433-4090

602-433-4090

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Title Loans

Turn Your Car Into Cash.

Turn Your Car Into Cash.

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval and funding
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Loans For Car Title Requirements

  • A Car, Truck, Motorcycle or RV Certificate of Title in Your Name
  • Government Issued Identification
  • Minimum 18 years of age
  • Loans Over $5,000 Require Full Coverage Auto Insurance
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Loans For Car Title

Get the money you need with loans for car title services. These loans are easy to get and surprisingly affordable. There’s no credit check to worry about, and you can usually have the money in your account the same day. Here’s just a few of the features that set these loans apart from the competition.

Approval is Easy

Calling the bank for a loan can be humiliating. There’s no guarantee you’ll be approved, and they tend to take their time giving you an answer. You don’t have all day to sit around and hope you’ll be approved. With a Title Loan, you can be confident that your application will be approved fast. It only takes a few minutes to process loans for your car title, and you can be approved even if your credit isn’t perfect.

Applications are Fast

Another benefit of these loans is that the applications are simple and fast. You can apply online, by phone or in person for our Title Loan. The application is shorter than a bank application, and you won’t have to provide nearly as much information. Once your income and the value of your car are confirmed, you can receive your loan and do whatever you want with the money.

Affordable Options

Title Loan options are more affordable than other short-term loans. Rather than borrowing money and paying back the full amount in a few short weeks, loans for a car title can spread the payments out over time. This makes it easier to repay the loan without starting any kind of endless borrowing cycle. You can also pay the loan off early if you want because there are no prepayment penalties. With your car serving as collateral on the loan, you’ll also enjoy more attractive rates and terms that most short-term loans.

Get the funds you need in record time with cash loans based on your car title. The loans are processed quickly, and the money can be in your account the same day. Get loans for your car title and choose a repayment plan that fits your budget, and save money over other short-term lending option. You’ll also avoid the time-consuming loan process of the bank. The next time you’re short on cash and need money in a hurry, choose Title Loans.

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Proudly Offering Arizona Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Title Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

APR:
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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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