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What do I need to refinance my title loan or installment loan with Cash Time?
- An Existing Loan With Another Lender
- Proof of California Residence
- Installment Loans DO NOT Require That You Own a Vehicle to Qualify
- Government Issued Identification
- Minimum 18 Years of Age
- A Valid Checking Account, With Direct Deposit
Refinance Your Loan With Our Loan Transfers
What is a loan transfer?
Loan transfers are loans designed to save you money. Refinance your existing California loans to get a better rate, and flexible payments.
What if I have an Installment loan or personal loan from someone else, can Cash Time still buy out and refinance?
We sure can. Complete the form on this page to find out what Cash Time Loan Centers can do to help refinance your loan.
Why Choose Cash Time?
Industry Leadership – Cash Time Loan Centers has been providing fast, cash loans in the form of auto title loans, installment loans and cash loans for over 20 years.
Professional Customer Service – Cash Time is an accredited business with the Better Business Bureau and boasts an A-Rating.
On the Spot Approval – Installment loan refinancing can be completed in about 30 minutes. Funding is sent the same day that your loan is completed. Let us buy out your existing cash loan.
Flexible Repayment Plans – Better California loans, rates and flexible payment plans means you save money when transferring your loan to Cash Time. You may choose from multiple payment and term options to ensure your payment is perfect for you.
Convenient Hours and Locations – Want to refinance your loan? Cash Time can offer our online loan products throughout all of California. Our underwriters are available 7 days a week for your convenience. Feel free to apply anytime or schedule an appointment to refinance your installment loan with us.
No Repayment Penalty – When you transfer your California installment loan to Cash Time Loan Centers, you are never charged a fee for paying off your loan early.
Two Cash Loan Programs – Cash Time Loan Centers offer installment loans (some call them personal loans) in California to fit all of your needs. Refinance your loan with Cash Time to find your perfect fit.
Proudly Offering Title Loan Transfers Installment Loan Transfers and Personal Loan Transfers In The Following California Areas
Los Angeles, San Diego, San Jose, San Francisco, Fresno, Sacramento, Long Beach, Oakland, Bakersfield, Anaheim, Santa Ana, Riverside, Stockton, Chula Vista, Fremont, Irvine, San Bernardino, Modesto, Oxnard, Fontana, Moreno Valley, Glendale, Huntington Beach, Santa Clarita, Garden Grove, Santa Rosa, Oceanside, Rancho Cucamonga, Ontario, Lancaster, Elk Grove, Palmdale, Corona, Salinas, Pomona, Torrance, Hayward, Escondido, Sunnyvale, Pasadena, Fullerton, Orange, Thousand Oaks, Visalia, Simi Valley, Concord, Roseville, Santa Clara, Vallejo, Victorville, El Monte, Berkeley, Downey, Costa Mesa, Inglewood, Ventura, West Covina, Norwalk, Carlsbad, Fairfield, Richmond, Murrieta, Burbank, Antioch, Daly City, Temecula, Santa Maria, El Cajon, Rialto, San Mateo, Compton, Clovis, Jurupa Valley, South Gate, Vista, Mission Viejo, Vacaville, Carson, Hesperia, Redding, Santa Monica, Westminster, Santa Barbara, Chico, Whittier, Newport Beach, San Leandro, Hawthorne, San Marcos, Citrus Heights, Alhambra, Tracy, Livermore, Buena Park, Lakewood, Merced, Hemet, Chino, Menifee, Lake Forest, Napa, Redwood City, Bellflower, Indio, Tustin, Baldwin Park, Chino Hills, Mountain View, Alameda, Upland, Folsom, San Ramon, Pleasanton, Lynwood, Union City, Apple Valley, Redlands, Turlock, Perris, Manteca, Milpitas, Redondo Beach, Davis, Camarillo, Yuba City, Rancho Cordova, Palo Alto, Yorba Linda, Walnut Creek, South San Francisco, San Clemente, Pittsburg, Laguna Niguel, Pico Rivera, Montebello, Lodi, Madera, Monterey Park, La Habra, Santa Cruz, Encinitas, Tulare, Gardena, National City, Cupertino, Huntington Park, Petaluma, San Rafael, La Mesa, Rocklin, Arcadia, Diamond Bar, Woodland, Fountain Valley, Porterville, Paramount, Hanford, Rosemead, Eastvale, Santee, Highland, Delano, Colton, Novato, Lake Elsinore, Brentwood, Yucaipa, Cathedral City, Watsonville, Placentia, Glendora, Cerritos, Gilroy, West Sacramento, La Mirada, Palm Desert, Rancho Santa Margarita, Aliso Viejo, Poway, Cypress, Covina, Azusa, Dublin, Ceres, San Luis Obispo, Palm Springs, San Jacinto, Lincoln, El Centro, Newark, Lompoc, Bell Gardens, Danville, Rancho Palos Verdes, San Bruno, Rohnert Park, Coachella, La Puente, San Gabriel, Campbell, Brea, Culver City, Calexico, Stanton, Morgan Hill, LaQuinta, Pacifica, Beaumont, Montclair, Monrovia, Los Banos, Martinez, Temple City, Bell, Oakley, Manhattan Beach, Hollister, Claremont, San Juan Capistrano, Moorpark, West Hollywood, Beverly Hills, San Dimas, Dana Point, Pleasant Hill, Seaside, Lawndale, Wildomar, Menlo Park, Adelanto, La Verne, Foster City, Laguna Hills, Saratoga, Goleta, Paso Robles, Banning, Los Gatos, Santa Paula, Walnut, San Pablo, Los Altos, Burlingame, San Carlos, Atascadero, Atwater, East Palo Alto, Suisun City, Monterey, Ridgecrest, Maywood, Eureka, Norco, Benicia, Windsor, Imperial Beach, Paradise, Desert Hot Springs, Belmont, Soledad, South Pasadena, Wasco, Lemon Grove, Twentynine Palms, Brawley, Corcoran, Coronado, Lemoore, Sanger, Reedley, Seal Beach, Hercules, Lafayette, Cudahy, Galt, San Fernando, El Cerrito, Loma Linda, Selma, Calabasas, Laguna Beach, Riverbank, Barstow, Port Hueneme, Millbrae, Dinuba, South Lake Tahoe, Duarte, Blythe, Yucca Valley, Oakdale, Patterson, Agoura Hills, Lomita, La Cañada Flintridge, South El Monte, Marina, Hermosa Beach, American Canyon, Arvin, Chowchilla, Albany, Pinole, Dixon, Lathrop, Susanville, Orinda, Arroyo Grande, Arcata, Rancho Mirage, Shafter, El Segundo, Artesia, Greenfield, Santa Fe Springs, Laguna Woods, Truckee, Ukiah, Moraga, La Palma, Oroville, Avenal, Clearlake, Pacific Grove, Fillmore, Imperial, Parlier, Tehachapi, Ripon, Hawaiian Gardens, California City, Red Bluff, Mill Valley, Kerman, Palos Verdes Estates, Coalinga, Auburn, Grover Beach, San Marino, Livingston, Carpinteria, King City, Solana Beach, Grass Valley, Commerce, McFarland, Malibu, San Anselmo, Marysville, Grand Terrace, Fortuna, Larkspur, Lindsay, Scotts Valley, Los Alamitos, Kingsburg, Half Moon Bay, Healdsburg, Signal Hill, Mendota, Sierra Madre, Clayton, Hillsborough, Piedmont, Sonoma, Farmersville, Canyon Lake, Placerville, Exeter, Morro Bay, Newman, Shasta Lake, Emeryville, Anderson, Capitola, Taft, Corte Madera, Orange Cove, Tiburon, Cloverdale, Waterford, Live Oak, Westlake Village, Mammoth Lakes, Gonzales, Rolling Hills Estates, Los Altos Hills, Ione, Calimesa, Yreka, Calipatria, Corning, Pismo Beach, Crescent City, Firebaugh, Ojai, Fairfax, Sebastopol, Rio Vista, Orland, Woodlake, Fort Bragg, Cotati, Escalon, Guadalupe, Sausalito, Atherton, Huron, Hughson, Winters, Gridley, Loomis, Willows, Colusa, Holtville, St. Helena, Villa Park, Fowler, Gustine, La Habra Heights, Woodside, Solvang, Calistoga, Williams, Big Bear Lake, Indian Wells, Dos Palos, Sonora, Willits, Needles, Buellton, Lakeport, Jackson, Portola Valley, Brisbane, Del Mar, San Joaquin, Bishop, Angels Camp, Avalon, Carmel-by-the-Sea, Wheatland, Mount Shasta, Rio Dell, Monte Sereno, Nevada City, Weed, Yountville, Alturas, Sutter Creek, Ross, Westmorland, Portola, Belvedere, Colfax, San Juan Bautista, Rolling Hills, Hidden Hills, Colma, Biggs, Dunsmuir, Del Rey Oaks, Montague, Irwindale, Ferndale, Blue Lake, Maricopa, Bradbury, Tulelake, Plymouth, Dorris, Fort Jones, Isleton, Loyalton, Etna, Point Arena, Tehama, Trinidad, Sand City, Industry, Amador City, Vernon and all of California.
For your convenience, during regular business hours we accept payments by phone, or you may mail us a check, in the event an automated payment was unable to be processed. Payments made by mail will not be applied until received and processed. We normally process electronic payments (ACH) from your checking account.
Failure to make your regularly scheduled payments may result in further collection efforts. We may contact you by telephone, email or regular mail regarding your account. Your account being in a collections status can affect your ability to receive future financing from Cash Time. If you fail to make a payment within 10 days of a due date, you will be charged a late fee of $10.
Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.
You may request a renewal of your loan. However we are not obligated to do so. Your loan renewal will be structured as a Fully Amortized Loan with principal reductions.
Annual Percentage Rates (APR):
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* Arizona Maximum Annual Finance Rates:
|$5001 and up||120%|
**California Maximum Annual Finance Rates:
|Loan Type||Loan Amount||Rate|
* ARS § 44-291(G)
** APR may vary depending on loan amount and term.
Examples of Fully Amortized Loan Terms and Costs:
California Installment Loans:
|Loan Amount||Interest Rate||Loan Term||Payment Frequency||# of Payments||Payment|