Personal Loans and Title Loans in Minutes.
Clear title not required.

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Instant Loan Requirements

  • Arizona Motor Vehicle Registration in Your Name or Vehicle Identification Number (VIN)
  • To Qualify, You Must Own a Vehicle.  You Need Not Own it Free and Clear
  • A Checking Account, Debit Card, or Pre-Paid Debit Card
  • Government Issued Identification
  • Minimum 18 years of age

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When In Search of Instant Loans
Bad Credit is Not an Issue at Cash Time.

When you are looking for instant loans bad credit shouldn’t hold you back. If you are worried about poor credit affecting your ability get cash don’t worry, Cash Time has you covered! Credit history is not an important part of how Cash Time evaluates customers for loans. As long as you own a vehicle, you may qualify.  Even if you don’t own that vehicle free and clear.  In fact, most customers receive their money in thirty minutes or less. Emergencies and unforeseen expenses can put a big dent in your budget, and Cash Time makes it easy to get some extra cash to help you and your family – whatever your needs are.

When you visit a Cash Time loan center you can see how easy it is to get an instant loan. Visit the website today and start your application by clicking the “Start Your Loan Now” tab, and apply for a personal loan or a title loan, today. A Cash Time personal loan can vary in amount from $200 to $4,000 dependent upon approval. A title loan uses your automobile title as collateral, and can range from $200 to $100,000.

For title loans, Cash Time only requires applicants be 18 years or older and have a current vehicle title in order to get a loan. When looking at instant loans bad credit should not stop you from getting a car or any other object you may need. Cash Time makes it easy to obtain title loan funds so you can get the money you need. Cash Time does not use your credit history as a means of evaluation. If you are worried about affording an automobile due to bad credit, apply and see if you can get the vehicle you’ve been looking at.

Cash loans are available too. When searching for instant loans bad credit is not a problem with Cash Time. Even if you think your credit is too poor to get a cash loan, Cash Time has you covered. After completing the application, you will likely have your money in thirty minutes or less. The loan funds are issued through a Cash Time check drawn from a local bank. It’s a simple process to obtain your funds quickly. Cash Time also makes repayment plans easy for anyone.

Cash Time is dedicated to the highest quality of customer service, our loan experts will walk you through the application process step by step. If you have further questions, customer service representatives are available to help you whenever you need. If you need instant loans bad credit is not a problem because Cash Time is here to help!

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Proudly Offering Fast Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Personal Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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