602-433-4090

602-433-4090

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Personal Loans

Still paying for your vehicle? We can help.
Clear title not required.

Still paying for your vehicle?
We can help. Clear title not required.

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Fast Personal Loan Requirements

  • Arizona Motor Vehicle Registration in Your Name or Vehicle Identification Number (VIN)
  • Personal Loan Applicants Must Own a Vehicle to Qualify, But You Do Not Need to Own it Free and Clear
  • A Checking Account, Debit Card, or Pre-Paid Debit Card
  • Government Issued Identification
  • Minimum 18 years of age
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Fast Personal Loans

If you are looking for cash quickly and you are unsure of where to go, researching fast personal loans can help you find the services you need. Getting a loan quickly may seem impossible, but with CashTime you can find the money you need in no time.

What is a Fast Loan?

Fast personal loans are loans provided to you by a service based on the amount of money you are seeking as well as your current income and ability to pay the loan back in a timely manner. Many loans that are personal and quick can be delivered immediately or in as little as 72 hours depending on the type of loan you are seeking and the amount you want to take out in your name. Fast personal loans require you to pay the loan that you take out back in full with interest within a specific amount of days.

Personal loans from Cash Time are available ranging from $200 to $4,000 depending on your qualifications and whether or not you are approved for the service. Remember, with a personal loan from Cash Time, you are required to own a vehicle to qualify, but you need not own it free and clear.  You'll also find personal loan services do not charge an early payoff penalty. Additionally, Cash Time's loans provide flexible payment plans so it is easier for you to pay back the loan if you are struggling financially but still in dire need of assistance. Researching loan companies is highly recommended before making a decision.

Types of Loans

There are both title loans and personal loans available quickly on demand depending on whether or not you have been approved. Title loans range anywhere from $100 to more than $100,000 depending on the value of your vehicle. When you take out a title loan online, you also have the ability to keep the vehicle you are driving, even while paying the loan back. Personal loans available online range from $100 to $1,500, depending on your income and individual qualifications. There are flexible payment plans available as well as no early payoff penalty enforced.

How to Find a Personal Loan That is Right for You

When you are looking for fast personal loans for yourself, you can do so by visiting you neighborhood Cash Time Loan Centers. You can also look into finding a personal loan that is fast right from home, online. Searching for personal loans online is a way for you to research all services and companies that are available to you while also giving you the ability to compare interest rates and loan package options. Searching for a loan online can also allow you to apply right from home, even if the loan service itself is not located near you or even in your own state.

Researching personal loans before taking one out is always recommended, especially if you are new to fast loans. The more you research and prepare before applying for a loan, the easier it will be to pay it back in full and on time.

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Proudly Offering Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Personal Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

APR:
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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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