602-433-4090

602-433-4090

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Personal Loans

Still paying for your vehicle? We can help.
Clear title not required.

Still paying for your vehicle?
We can help. Clear title not required.

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Fast Personal Loan Requirements

  • Arizona Motor Vehicle Registration in Your Name or Vehicle Identification Number (VIN)
  • You Must Own a Vehicle to Qualify, But You Need Not Own it Free and Clear
  • A Checking Account, Debit Card, or Pre-Paid Debit Card
  • Government Issued Identification
  • Minimum 18 years of age
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How to Get a Fast Personal Loan In Arizona

We always like to think that we have our personal finances under control, but sometimes circumstances arise that make us think about getting a fast personal loan from CashTime Loan Centers to take care of emergency issues. For example, if the refrigerator is empty and there is no money in the bank, then it is time to tack action. A reliable loan can help you to get the groceries you need and make sure that your family has what it needs until you get your next paycheck.

Your Vehicle Is The Key

Your vehicle is something you rely on to get your family where they need to go and get yourself to work each and every day. With the right kind of finance company, your vehicle can also be the key to securing the amount of money you need to get through tough times. A fast personal loan that uses your vehicle as collateral is something you can rely on, just like you rely on the vehicle itself.  If you own your vehicle, but do not own it free and clear, you may qualify for a personal loan.

Payment Terms Are Flexible

Other kinds of quick loans have payment terms that may cause you stress. You may not want to give up your next paycheck just to cover that loan you took out to get groceries. The great thing about a loan at CashTime based on your vehicle is that you can negotiate payment terms that are not quite so constraining. The lender will give you choices of how you want to pay the loan back and you can choose the one that best fits your lifestyle. There is no pressure and you have control over where your money goes.

Never Be Without Emergency Cash Again

These days, it is not as easy as it used to be to create a savings account for those rainy days. That is why a fast personal loan that utilizes your car as collateral is a great solution. Instead of worrying about where you will get the money to pay emergency expenses, you can rest easy knowing that you will have the cash you need quickly. The average vehicle-based personal loan is around $400 and you will find plenty of vendors that are willing to help.

Instead of causing yourself stress when it comes to emergency expenses, you should explore the reliable option of a fast personal loan that utilizes your car as collateral. It is money you can have right away and you can pay it back at a pace that makes sense to you.

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Proudly Offering Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Personal Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

APR:
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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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