FAST CASH LOANS

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Requirements for Fast Cash Loans

  • Arizona Motor Vehicle Registration in Your Name or Vehicle Identification Number (VIN)
  • You Must Own a Vehicle to Qualify, But You Need Not Own it Free and Clear for Personal Loans
  • A Checking Account, Debit Card, or Pre-Paid Debit Card
  • Government Issued Identification
  • Minimum 18 years of age

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Fast Cash Loans Phoenix

It isn’t uncommon for people to need a little extra money. Sometimes we just can’t wait until our next paycheck. Other times we find that we need some extra money to pay off bills like auto repairs or medical expenses. With Cash Time you can get the best options for fast cash loans Phoenix needs in no time so you can get back to what matters.

Phoenix locations offer fast cash loans in two basic forms: personal loans and title loans. The fast cash loans that we offer are unlike any others because we have flexible loan plans. More likely than not, if you are in need of money you don’t have too much time to wait around to get it. Dealing with large banks can be difficult and frustrating. Choosing a Phoenix Cash Time for fast money advances is easy and quick.

If you walk into a Phoenix neighborhood Cash Time you can speak with a local representative about the requirements you must meet for fast money advances. These are very simple, but differ slightly depending on how much money you would like to have loaned to you.

Many people enjoy using one of Cash Time’s personal loans. These are great because they allow you to borrow a small amount of money, such as $200, or a large amount such as $4,000. When it’s in the form of a personal loan, you don’t even need credit as collateral for one of our fast cash loans Phoenix!  As with a title loans, personal loans do require that you own a vehicle in order to qualify.  The difference is that with personal loans, you don’t need to own it free and clear.

If you need a larger amount of money from one of our fast cash loans than one of our title loans is a great option. Using the title of a vehicle such as a truck, RV, or car as collateral allows us to you loan as much as $100,000. If you need a quick loan contact a Cash Time located in Phoenix today and speak with a representative about fast cash loans at (602) 433-4090.

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Proudly Offering Fast Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Personal Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

APR:
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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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