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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Cash Loan Requirements

  • Arizona Motor Vehicle Registration in Your Name or Vehicle Identification Number (VIN)
  • You Must Own a Vehicle to Qualify, But You Do Not Need to Own it Free and Clear for a Personal Loan
  • A Checking Account, Debit Card, or Pre-Paid Debit Card
  • Government Issued Identification
  • Minimum 18 years of age

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Emergency Cash Loans Tempe

Financially demanding situations can sometimes be very difficult to control. This can sometimes lead to circumstances where we can’t afford to pay a bill such as groceries. If you’re in a similar position, you need the best possible emergency cash loans Tempe. One of our nearby Tempe Cash Time locations can help you with a same day loan to help you during your time of emergency.

We offer two types of cash loans that act as a substitute for the emergency cash loans Tempe residents need. Cash Time Loan Centers offers 1) personal loans and 2) title loans to help you in situations where emergency money is needed.  Both loans do require that you own a vehicle to qualify, but personal loans do not require that you own it outright (free and clear).

The first time of loan we offer at Cash Time is a personal loan that acts as an emergency loan. A personal loan from any of our nearby Tempe locations can range between $200 and $4,000. An emergency loan requires a simple loan process which will give you more time to handle your emergency. At Cash Time, we have got you covered with a quick and easy loan. To start the emergency cash loans Tempe wants, call, go online, or walk into the nearest Tempe store location. Speak with any one of our representatives and be out the door with an emergency cash loan within 30 minutes.

The second loan type is a title loan. Title loans allow for loan amounts from $100 to $100,000, well over $2,500. A title loan allows for the potential to receive more money than a personal loan. Title loans are secured by a motor vehicle in which your vehicle is treated like collateral. You can borrow more money and borrow more frequently with a title loan than with a personal loan.

Many people can get stuck in a bad situation by not having the ability to pay for unexpected expenses. Not having enough money in the bank to pay for medical or auto repair bills can leaving people without a means to maintain a job thus starting a vicious cycle. We can help prevent this from happening. Call us at (602) 433-4090 or visit any of our nearby Tempe store locations to get started with an emergency loan today.

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Proudly Offering Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Personal Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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