CASH LOANS

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Cash Loan Requirements

  • Arizona Motor Vehicle Registration in Your Name or Vehicle Identification Number (VIN)
  • Qualifying For Any Loan Requires That You Own a Vehicle, However Personal Loans Do Not Require That You Own Your Vehicle Free and Clear
  • A Checking Account, Debit Card, or Pre-Paid Debit Card
  • Government Issued Identification
  • Minimum 18 years of age

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Emergency Cash Loans Phoenix

Sometimes things happen that we can’t control that end up being financially very demanding. Many times we can’t afford to pay a bill or buy groceries when these incidences happen and you need what are known as emergency loans. If this occurs, one of our Phoenix locations can help you with same day loans.

Emergency cash loans Phoenix resident need is available quickly from Cash Time. We offer two forms of loans that can help you in situations where emergency money is needed.

Cash Time offers personal loans as emergency cash loans Phoenix people are searching for. A personal loan from one of our Phoenix locations can be as little as $100 or as large as $2,500. Much like title loans, personal loans require that you own a vehicle.  Unlike title loans, you do not have to own your vehicle free & clear.  Obviously if you require loans such as emergency money loans you will need the money quick and we have got you covered. By calling, going online, or even walking into any Phoenix location you can speak with a representative and within 30 minutes be out the door with emergency cash loans Phoenix.

If you need money larger than $4,000 there are other forms of loans that can substitute for emergency money loans. A title loan allows you to potentially receive more money than a personal loan. Title loans take out a loan against your car, treating it much like collateral. The great thing about this is that you can borrow so much more money and more often to take care of that emergency.

Many people need to pay off quick expenses such as medical bills or fast auto repairs, but don’t have enough money in the bank. For many people they can’t work if they don’t take care of these things thus starting a vicious cycle. We can prevent this from happening. If you are in need of emergency cash loans or other loans contact us by calling (602) 433-4090 or visit one of our Phoenix locations today!

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Proudly Offering Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Personal Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

APR:
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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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