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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Cash Loan Requirements

  • Arizona Motor Vehicle Registration in Your Name or Vehicle Identification Number (VIN)
  • All Require That You Own a Vehicle, Although for Personal Loans, You Need Not Own it Free and Clear
  • A Checking Account, Debit Card, or Pre-Paid Debit Card
  • Government Issued Identification
  • Minimum 18 years of age

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Cash Time’s Easy Cash Loans

Have you run out of money before the end of the month? Are you facing a large car repair and don’t know how you’ll pay for it? Maybe the kids need something right now but the money isn’t going to be there until payday. If you’re facing these challenges, easy cash loans can provide you with the money you need in record time. Cash Time’s loans are easy to get, and they can bail you out of an emergency.

Fast Cash to Avoid Fees

In this age of electronic banking, it’s possible to always know what your balance is. However, what can you do if you realize that your account is going to be overdrawn? You cannot recall a debit transaction or a check that’s in the mail, but you can get cash in an hour or less with easy cash loans. The money can be deposited directly into your account, so your balance won’t go below zero and cause an avalanche of bounced checks, fees and hassle. You can also use the cash loans to avoid serious late fees on your mortgage, hefty fines at court and other unnecessary fees.

Flexible Options

Most cash loans are available in small amounts and feature short repayment terms. However, you can also take out larger loans when you need a larger sum of money. Title loans are growing in popularity as people use their cars as collateral to get the money they need. These easy cash loans feature flexible repayment plans and are available in amounts up to $100,000 based on the collateral vehicle and application.  Cash Time also offers personal loans for those customers who are still making payments on their vehicle.  You still have to own a vehicle to qualify for a personal loan, but you do not have to own that vehicle free and clear.

Easy Application

One of the best features of easy cash loans from Cash Time, is that applying is incredible simple. You can apply online by filling a simple secured form, or you can call us to talk with someone directly. You can even apply in person by visiting any or our local stores. Loan processing takes only a few minutes, and funds can be in your bank in as little as one hour.

When you run out of money and need help, you may feel like you don’t have many options. However, the cash you need is closer than you think. Cash Time has been writing out cash loans for more than 15 years, and we have the loan you need to overcome the challenges you may be facing.

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Proudly Offering Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Personal Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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