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Cash Loans

Approval and Funding in Just Minutes!
Clear title not required.

Approval and Funding in
Just Minutes.

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Cash Loan Requirements

  • Arizona Motor Vehicle Registration in Your Name or Vehicle Identification Number (VIN)
  • You Must Own Your Vehicle to Qualify, But You Need Not Own it Free and Clear for Personal Loans
  • A Checking Account, Debit Card, or Pre-Paid Debit Card
  • Government Issued Identification
  • Minimum 18 years of age
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Cash Time - For Cash Loans Now

For those families or individuals who are looking for cash loans now, Cash Time Loan Centers offers the perfect solution for fast and effective loan service. When customers need cash, and they need it quickly, Cash Time offers a level of service that traditional lenders simply can’t match.

For those customers interested in title loans, loan amounts range from $200, all the up to $100,000. With flexible payment plans, no mileage restrictions, and no early payoff penalty, title loans offer customers the ability to access cash while still being able to use their vehicle. Whether customers own a car, truck, motorcycle, RV or other commercial vehicle, title loans offer the perfect solution for cash loans now.

Regardless of what type of loan options customers might choose, the professional staff at Cash Time is available to make certain that every question is answered, and every base is covered. When people need cash fast, Cash Time loan specialists understand that timing is critical. With over 20 locations in Arizona, customers have no problems getting their cash loans right on the spot.

For those customers looking for other options, personal loans from Cash Time Loan Centers offer loan amounts from $200, all the way up to $4,000. You are still required to own your vehicle to qualify for a personal loan, but you are not required to own it free and clear.  When you’re still paying for your vehicle but you need cash fast, personal loans provide the perfect option.

For individuals who’ve had problems with credit, Cash Time Loan Centers offers loan options for every valued customer. Cash Time understands that everyone goes through difficult times, and that is never a reason to deny anyone cash loans now. Potential customers are encouraged to visit www.cashtime.com to get started on their hassle free loan application. The professional staff at Cash Time is always available to answer any questions that might arise during the application process.

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Proudly Offering Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Personal Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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