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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Cash Loan Requirements

  • Arizona Motor Vehicle Registration in Your Name or Vehicle Identification Number (VIN)
  • You Must Own a Vehicle to Qualify, But You Do Not Need to Own it Free and Clear
  • A Checking Account, Debit Card, or Pre-Paid Debit Card
  • Government Issued Identification
  • Minimum 18 years of age

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Cash Time – #1 of All AZ Cash Loan Lenders!

Cash Time is a prominent leader in the cash loan lenders industry. Whether you are interested in a personal or title loan, Cash Time will meet your lending needs. They can also help customers refinance existing loans. Cash Time offers great customer service, convenient payment processing, and easy loan processing.

Personal Loans

Whether you need a personal loan to help pay for school or personal debts, Cash Time can help you retrieve the money you need. Customers can receive up to $4,000 after being approved for a personal loan. They can secure their loan by using their automobile. The vehicle registration or vehicle identification number must be in the customer’s name. Although you can only qualify if you own your vehicle, you do not need to own your vehicle free and clear.  Customer’s must also have a checking account or debit card, government identification card, and be at least 18 years old.

Title Loans

Cash Time makes it easy for customers to receive title loans with their convenient approval process. Customers can be approved for loans up to $100,000. Title loans can be taken out on cars, trucks, motorcycles, RVs, and commercial vehicles. People with credit problems are also eligible to receive title loans from Cash Time. Loans over $5,000 will require customers to have full coverage auto insurance. Customers also need to have a government issues identification card and be at least 18 years old.

Loan Transfers

Cash loan lenders such as Cash Time also refinance loans. Refinancing existing loans can lower your interest rate and payment amount. Customers must have a loan with a competitor to be approved for a loan transfer. They must also have a government issues identification card and be at least 18 years old. Loans over $5,000 will require customers to have full coverage auto insurance.

Getting Started With Cash Time

Cash Time offers an easy and convenient way for customers to process their loans. Customers can begin the approval process by filling out an online form, calling customer service, or visiting a nearby location. Customers can make payments by mail, phone, money gram, and online. They also have the options of making a payment at one of the Cash Time locations.

Cash Time is a leader in the cash loan lenders industry that offers personal loans, title loans, and loan transfers. Customers can begin the approval process by completing the online form, calling customers service, or visiting a nearby location.

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Proudly Offering Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Personal Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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