602-433-4090

602-433-4090

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Cash Loans

Approval and Funding in Just Minutes!
Clear title not required.

Approval and Funding in
Just Minutes.

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Cash Loan Requirements

  • Arizona Motor Vehicle Registration in Your Name or Vehicle Identification Number (VIN)
  • You Must Own a Vehicle to Qualify, But For Personal Loans You Need Not Own it Free and Clear
  • A Checking Account, Debit Card, or Pre-Paid Debit Card
  • Government Issued Identification
  • Minimum 18 years of age
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Cash Time When You Need a Cash Loan Fast!

If you need a cash loan fast, and have been turned down by traditional banks and credit unions, you have alternative options. If you own a car, truck, recreational vehicle or motorcycle, it is possible to get a title loan or personal loan, even if you have bad credit.

A Short-Term Solution

Life often brings with it unexpected emergencies, where your family needs access to money as soon as possible. Now, you can get a cash loan fast from Cash Time Loan Centers.  The pioneer in lending that offers very flexible repayment plans. A car title loan provides a quick short-term solution for any financial problem you have.

Poor Credit Is No Problem

Because Cash Time is focused on providing the cash loan fast, applying for the loan is much simpler than a traditional lending institution. This means that Cash Time is simply looking at the equity value of the car, and your ability to repay the debt in a timely manner. If you meet these qualifications, and have the title to the car or it's registered in your name, you can likely receive a cash loan quick and easy without any hassles....even if you're still paying for your vehicle.

The Application Process

To apply you need to be at least 18 years old and have a government issued ID. The equity in your vehicle will be used as collateral against the loan. Because of that, you will need to show either the clear title, or the registration (in your name) to the car, truck, motorcycle or RV. All of our loans require that your own your vehicle to qualify, but personal loans do not require you to own it free and clear.  However, you can continue driving your vehicle anywhere you desire while repaying the debt.

The Cash You Receive

Because you need a quick cash loan, you can expect to receive your money within minutes. The money you obtain through Cash Time can be spent on anything you like including paying down a debt, purchasing items, paying off medical bills, making home improvements or avoiding late fees.

Getting a cash loan fast from Cash Time, provides the perfect solution for you. You receive your money quickly to meet your financial obligations, and you keep your car to drive. 

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Proudly Offering Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Personal Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

APR:
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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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