TITLE LOANS

TITLE LOANS

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Title Loan Requirements

  • A Car, Truck, Motorcycle or RV Certificate of Title in Your Name
  • Government Issued Identification
  • Minimum 18 years of age
  • Loans Over $5,000 Require Full Coverage Auto Insurance

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Cash for Car Title

 

When needing extra funds for unexpected emergencies or any other reason, a cash for car Title Loan may be exactly what you’re seeking. The purpose of these loans is to get cash quickly with little hassle by using your vehicle’s car title for collateral. Borrowing from conventional lending sources can be a lengthy, complex process. For many people, the issues of high monthly premiums or poor credit prohibit their ability to borrow money. A big advantage to Title Loans is that Cash Time’s customers are allowed to continue using their vehicle during the loan term. When fast cash is needed to cover unanticipated events, taking out a loan against your title is often an ideal solution. When getting cash for a car title, the borrower is freed from going through tedious bank loan approval procedures. Plus, the application process is quick and easy to initiate. Many borrowers apply from the convenience and comfort of their home.

There are a few basic requirements to proceed with a Title Loan. First, you must have a vehicle title that’s clear and free of any liens. You’ll need a government issued ID such as a valid driving license as proof of age. Also, you’ll need to legally possess the auto attached to the title being used for the loan application. The entire procedure is simple and typically requires no more than a few minutes.

Cash for car Title Loans allow borrowers to receive funds despite bad credit. Any imperfections on your credit report aren’t considered as determining factors for loan approval. Your title is substituted for credit and works as collateral on the amount borrowed. Usually, clients are approved quickly and able to access funding within a day. If you’re between paychecks or low on savings, a Title Loan can help save the day.

Many people face times when urgent payments must be made. Title Loans allow you to manage a panic situation in the form of instant revenue. Borrowers routinely turn to a cash for car Title Loans to make quick, unexpected payments such as rent, legal fees, repairs, medical expenses and much more. Because of their convenience and accessibility, Title Loans are steadily increasing in popularity as a great borrowing alternative.

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Proudly Offering Arizona Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Title Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

APR:
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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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