PERSONAL LOANS

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Requirements for a Cash Advance Loan Alternative

  • Arizona Motor Vehicle Registration in Your Name or Vehicle Identification Number (VIN)
  • Vehicle Ownership is Required to Qualify, But It Need Not be Owned Free and Clear
  • A Checking Account, Debit Card, or Pre-Paid Debit Card
  • Government Issued Identification
  • Minimum 18 years of age

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Cash Advance Loan Alternative-Peoria

Per Arizona Law, there is a huge need for cash advance loan alternatives Peoria residents need. Luckily, Cash Time Loan Centers provide cash advance loan alternatives to assist in paying for emergency expenses, bills or repairs. For 18 years, Cash Time Loan Centers have been Arizona’s number 1 source for fast cash loans. With no prepayment penalties, industry leadership, on the spot approval, flexible repayment plans and convenient hours; Cash Time Loan Centers are the perfect partner to provide the perfect cash advance loan alternative Peoria customers have been searching for.

With a vehicle registered in your name, you can receive a personal loan from Cash Time within minutes. Although you must own a vehicle to qualify, personal loans do not require a title for your vehicle, so don’t worry if you don’t own your vehicle out right. Bring your government issued ID, Arizona checking account or debit card information and your vehicle registration to any Peoria area Cash Time Loan Center to get $200-$4000 fast.

The second cash advance loan alternative offered by Cash Time is the title loan. Depending on the value of your truck, car, motorcycle, RV, boat or commercial vehicle, you can get anywhere from one hundred to one hundred thousand dollars. You keep your vehicle with a title loan from Peoria area Cash Time Loan Centers, and you can still get your cash in minutes.

Cash Time has convenient locations all over the Peoria area, so walk in and apply, or to ask any questions you may have. Busy? To learn more, or get started on your cash advance loan alternative, call Cash Time Loan Centers’ 24/7 customer service line at (602) 433-4090. At Cash Time, we understand.

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We Provide Our Cash Advance Loan Alternative In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Personal Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

APR:
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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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