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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Requirements for a Cash Advance Loan Alternative

  • Arizona Motor Vehicle Registration in Your Name or Vehicle Identification Number (VIN)
  • Personal Loans Require That You Own Your Vehicle, Although You Need Not Own it Free and Clear
  • A Checking Account, Debit Card, or Pre-Paid Debit Card
  • Government Issued Identification
  • Minimum 18 years of age

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Cash Advance Loan Alternative-Chandler

In the state of Arizona, Cash Advance Loans in the form of levying one’s paycheck is strictly prohibited. Luckily, Cash Time Loan Centers offers assistance if you’re looking for a cash advance alternative. If you need help to pay bills, fix your car or even buy emergency groceries, Cash Time Loan Centers has locations all around the Chandler Area to assist you.

Cash Advance Alternatives are offered in two forms. If you own your vehicle and have a free and clear title in your name, you can get the cash you need in the form of a Title Loan from Cash Time Loan Centers. Bring your car; your government issued ID, and your AZ checking account or debit card information to any Chandler area Cash Time Loan Center. Cash Time’s courteous staff is on hand to get you the cash advance alternative loan you need. Best of all, you keep your vehicle to use while you pay off your loan; RVs, motorcycles, boats, truck, or even commercial vehicle can be used if you have the title.

Personal Loans are another cash advance alternative offered by all Chandler area Cash Time Loan Centers. Personal loans do not require a free and clear motor vehicle title, although you do need to own your vehicle to qualify. All you need is a vehicle registered in your name, and of course ID, banking information and proof of your age. Personal loans can be made for $200 to $4000 within minutes. Walk in to any Cash Time Loan Center near Chandler to get the cash advance alternative loan you need.

Cash Time Loan Centers offer 24 hour customer service to answer any questions you may have, or to get the loan process started. It’s never easy when bills stack up prior to pay day, visit any location, or call customer service at (602) 433-4090 to find out more and get the cash you need. Most loans can be completed within 30 minutes, so don’t wait. The extra cash you need can be yours.

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We Provide Our Cash Advance Loan Alternative In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Personal Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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