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Oct
17
2017

How to Pay Your Student Loans Faster

by CashTime Loan Centers

Going to college can be expensive, unless you are one of the lucky few to get a full ride scholarship and/or receive enough grants to cover the full cost of a four-year college education, which is only about .3%. You could work your way through college, paying as you go, but that’s a tough thing to do if you’re carrying a full load of classes. In 2014-15, about two-thirds of full-time students paid for college with the help of financial aid in the form of grants and some scholarships. Approximately 57 percent of financial aid dollars awarded to undergraduates was... Read more >

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Oct
10
2017

Budget Fasting - Save Money Quickly With a “No Spend” Month

by CashTime Loan Centers

In last month’s blog on changing your financial habits, we told you that living with a financial plan would help you build your savings over time, and that with a little sacrifice and a lot of daily discipline, you can set yourself up for financial success by setting good financial habits. But what if you need to make a big purchase soon, or want to get that emergency fund set up quickly? How can you beef up your savings account fast without going broke? There is one strategy that can make this happen; it’s called having a “no spend” month.... Read more >

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Sep
25
2017

How to Change Your Financial Habits

by CashTime Loan Centers

According to financial expert Dave Ramsey, the key to changing financial habits that are not serving you well is changing your behavior. In order to change a bad habit, it first must be recognized as something that is hurting you. In her new book “Love Your Life, Not Theirs; 7 Money Habits for Living the Life You Want” author Rachel Cruze states, “Habits affect every area of our lives, including our health, careers, relationships, and especially our money. We all have money habits. Some are good, and some are bad. Some take us closer to where we want to be,... Read more >

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Sep
19
2017

Five Things That Impact Your Credit Score

by CashTime Loan Centers

Your credit score can affect several areas of your life, from whether you get that apartment or house you’re applying for, to whether a potential employer decides to hire you or not. Since this important three digit number can affect such vital areas of life as where you work and live, it is important to keep it in good standing. There are things you can do to both help and hurt your credit score, and if you don’t know what those things are, you might be in for a surprise the next time you apply for a job or a... Read more >

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