Turn Your Car Into Cash.

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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Title Loan Requirements

  • A Car, Truck, Motorcycle or RV Certificate of Title in Your Name
  • Government Issued Identification
  • Minimum 18 years of age
  • Loans Over $5,000 Require Full Coverage Auto Insurance

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Arizona’s Best Car Title Loans

Are you in need of some quick cash for unexpected expenses, taxes or possibly much needed shopping? If you’re an Arizona resident who has a car with value, you may be eligible to get one of Arizona’s best car Title Loans from Cash Time Loan Centers, a business that’s been providing Arizona residents with loans they trust since 1997.

How Do Car Title Loans Work?

Getting a car Title Loan is very easy. All you need is a car that still has some value. Cash Time Loan Centers will issue loans for anywhere from $200 to $100,000, depending on the value of your car. You can spend the money any way you see fit. Even if your car is still used as collateral on another loan, you may still be able to get a car Title Loan. All you need to do is check with the Personal Loans department at Cash Time Loan Centers. We’re Arizona’s best car Title Loans for a reason!

Why Most Customers Choose Us

It’s relatively easy to get a car Title Loan with Cash Time Loan Centers. You’ll get approval in a matter of minutes. Got bad credit or no credit at all? No need to worry! You still have an excellent chance at getting the money you need as long as you have a car. Repayment won’t be a problem because we offer flexible payment options that meet your needs. Our convenient hours will generally work with your schedule as well. Cash Time Loan Center is the industry leader known for the best car Title Loans because we’re there to help you when you need it most, and we make the process easy!

Another great feature they offer is that we don’t charge a prepayment penalty. Cash Time is committed to helping you get the cash you need. All you need to apply is have proof that you’re at least 18 years old, a government-issued identification and a vehicle that’s titled in your name. It can be a car, truck, recreational vehicle or motorcycle. If your loan is for more than $5,000, you will be required to have full coverage insurance. Sound easy? Check out Cash Time Loan Centers today for the best car Title Loans in Arizona!

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Proudly Offering Arizona Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Title Loan in Arizona is secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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