602-433-4090

Bad Credit Loans in Tucson

Still paying for your vehicle? We can help.
Clear title not required.

agsdix-smc-responsive-1

Multiple Ways to Apply

Apply Online, By Phone or In-Store.  Personal loans may be completed at any of our convenient Arizona loan centers, by phone, or 100% online including funding.

agsdix-smc-guarantee-1

Bad Credit is OK

At Cash Time, your credit history is not an important part of personal loan approval.  Our loans are designed specifically for those who have less than perfect credit or no credit history.

agsdix-smc-price-tag-1

No Pre-Payment Penalties

At Cash Time, your will never be charged a fee for paying off your personal loan early.

agsdix-smc-delivery-time-1

Convenience & Flexibility

With flexible payment terms & options, 3 ways to apply and 19 Arizona Loan Centers open 7 days a week, Cash Time can offer the fastest, and easiest personal loan experience in Arizona.

agsdix-smc-shopping-list-1

No Clear Title Required & You Keep Your Car

With a personal loan from Cash Time, You must own a vehicle, but you need not own if free and clear. It is not a problem if you are still making payments on your vehicle.  

Get Approved Now!

Bad Credit Loans Tucson

Many people believe bad credit can prevent them from receiving a cash loan. This just isn’t the case at any of our Cash Time locations in Tucson. At Cash Time bad credit loans are not a problem.We make sure the process for bad credit loans Tucson needs is fast and easy. One of the ways that we are able to simplify the process by not using your credit score to figure into your loan structure. This provides for greater flexibility and a higher possibility of getting approved for a bad credit loan.The first step to securing the bad credit loans Tucson residents want is visiting any one of our three Cash Time locations in Tucson. You can also go online, or call us to start the bad credit loan process. At Cash Time cash loans come in two loan types: 1) personal loans and 2) title loans. The first category of loan we offer is a personal loan. A personal loan from any one of our Tucson store locations can range from $200 to $1,500. One of the many reasons Cash Time is one of the industry leaders in the Tucson area is because we are able to provide you cash loan even with a bad credit score. Although you do need to own a vehicle to qualify for a personal loan, you don’t need to own it free and clear.For loans of greater monetary value than $5,000 we offer title loans. You can secure one of our title loans with a car, truck, RV, or any other vehicle being used as collateral for a loan. A couple of requirements for a title loan: 1) you must be 18 years old and 2) own a title to a vehicle. If you need more than $5,000 you must also have car insurance.Any one of our Cash Time locations can help you out with obtaining the bad credit loans Tucson needs. It’s as simple as calling (602) 433-4090 or coming into a Tucson location today. Just come in and speak with one of our representatives and be out the door within 30 minutes. No appointment is necessary.

Bad Credit Loans Tucson - Requirements
  • Arizona Motor Vehicle Registration in Your Name or Vehicle Identification Number (VIN) – You Must Own A Vehicle, But It Need Not Be Paid For
  • A Checking Account, Debit Card, or Pre-Paid Debit Card
  • A Valid, Government Issued I.D.
  • You Must Be a Minimum of 18 Years of Age
  • Proof of Income (paystubs, bank statements, online banking access, pension statements etc)
  • Proof of Arizona Residence (rental or lease agreements, utility bills in your name with your current address….)
*Unfortunately, due to changes in the Military Lending Act, we are PROHIBITED from making ANY loans to active service members, reservists, or any dependents thereof.
How Do I Get a Personal Loan? - How Does it Work?

1) Apply Online – Simply complete the short form at the bottom of the page.  You will then be able to complete your entire application online.  Once your application is finished, you can connect with our underwriters to review your info.  You may choose to complete your personal loan 100% online, or finish in-store.  Funds may be sent directly to your bank account, or you may choose to receive your money in-store.

2)  Apply By Phone – Call our customer service line, or any location.  Our underwriters will assist you in completing your application.  Once finished, you simply choose how you would like to complete your loan.  Online from the comfort of your home, or at any of our Arizona loan centers. Get your money on the spot, in less than 30 minutes at any location, or have the funds sent directly to your bank account.

3)  Apply In-Person – Simply choose the most convenient location for you, walk in and apply or schedule an appointment for the day and time range that works for you.  Underwriting, approval and funding are normally completed in about 30 minutes.  

Why Choose Cash Time?

Industry Leadership –Cash Time Loan Centers has been providing personal loans in Arizona for almost 25 years.  We are the pioneers of personal loans in Arizona

Professional Customer Service – Cash Time is an accredited business with the Arizona Better Business Bureau and boasts an A-Rating.  We have a Google satisfactin rating of 94% with over 5000 5-Star reviews!

On the Spot Approval – Loan approval takes less than 30 minutes, and we will give you a check before you leave.

Flexible Repayment Plans – Get Arizona’s best personal loan rates and flexible payment plans. You may choose from multiple payment schedules to ensure your payment works for your needs.

Convenient Hours and Locations – Get your AZ Title Loan at any of Cash Time’s 19 locations in and around the Phoenix and Tucson metro areas. All of our locations are open 7 days a week for your convenience. If you are looking for loans for bad credit in AZ, feel free to walk in anytime or schedule a visit for the fastest title loans in Arizona.

No Repayment Penalty – With a personal loan from Cash Time Loan Centers, you are never charged a fee for paying off your loan early.

 

Questions About Bad Credit Loans in Tucson

Everything you need to know about personal loans in Arizona

What areas are Arizona personal loans available?

Cash Time proudly serves the following areas:  PhoenixScottsdaleTucsonMesaTempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

What is a personal Loan?

A personal loan is a fast, easy, short term cash loan for those that own their vehicle but are still making payments.

Do you need to see my vehicle to complete my personal loan?

No. In order to receive an Arizona personal loan, a vehicle inspection is not required. You do need the vehicle to be registered in your name.

Do I have to have a vehicle to qualify for a personal loan?

Yes.  All personal loans require that you own a vehicle, but you do not need to own it outright.  It is OK if you are still paying it off.

How much money can I get with a personal loan?

Arizona personal loans range from $200 – $1,500 depending on your needs and application information.

What if I have bad credit, can I still get a personal loan from Cash Time?

Yes, bad credit or no credit is OK. Your credit history is not an important part of our customer evaluation, althogh we may check credit for higher loan amounts. If approved, we report to the major credit bureaus when you make payments, which can improve your credit score.

What Do Our Customers Say About Us?

Thousands of 5 star reviews can’t be wrong!

  • Google My Business – Satisfaction Rating 95% 95%
  • Trustpilot – Satisfaction rating 92% 92%

What Our Customers Are Saying

Friendly, fast and easy. We don’t just say it, we live it. Take from real customers!

WordPress › Error

There has been a critical error on this website.

Learn more about troubleshooting WordPress.