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Why Choose Cash Time?

  • Industry leadership
  • Professional customer services
  • On the spot approval and funding
  • Flexible repayment plans
  • Convenient hours and locations
  • No repayment penalty
  • Two cash loan programs

Cash Loan Requirements

  • An Arizona Certificate of Title or a Registration in Your Name
  • All Loan Require That You Own a Vehicle to Qualify, Although for Personal Loans You Need Not Own it Free and Clear
  • Government Issued Identification
  • Minimum 18 years of age
  • Loans Over $5,000 Require Full Coverage Auto Insurance

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Who is the Best of the Bad Credit Loan Companies?

Almost everyone will at some point experience a financial difficulty which makes immediate access to funds necessary. But if you do not have a great credit history, sometimes the process of attaining these funds from bad credit loan companies can be challenging. Yet Cash Time Loan Centers offers the quick and simple solutions you need. By learning more about the services we offer, you can decide whether we’re the right company for you.

Cash Time Loan Centers-A Brief Overview

Although there are a variety of bad credit loan companies out there, Cash Time Loan Centers stands out as one of the most excellent and expedient businesses to frequent when you’re in need of money fast. Because of its excellent customer service and industry leadership, Cash Time Loan Centers remains the premier loan service center available. We offer on-the-spot approval as well as flexible repayment plans that make doing business with us easy and affordable. By offering convenient hours and locations, we enable our clients to attain the services they need without hassle and unnecessary complications. Finally, we make solving your money problems simple by providing you with three easy ways to start loan processing: internet, telephone, or in person meetings.

Title Loans

While many bad credit loan companies may offer you title loan services, Cash Time Loan Companies provides you with unique and easily accessible perks which make us the best choice when you experience financial hardship. Our company offers a wide variety of title loans, including car title loans, truck title loans, motorcycle title loans, and RV title loans. Our loans range from $200-$100,000. There are no year or mileage limits with our title loans and you can keep your vehicle to drive. To help ensure that you can take care of your regular expenses, we offer you a flexible payment plan and no early payoff penalty. The loan awarded is determined by vehicle value as well as your application.

Personal Loans
In addition to providing clients with title loans, Cash Time Loan Centers offers you personal loans. Personal Loans, like title loans do require that you own a vehicle to qualify, but unlike title loans, you do not have to own your vehicle free and clear.  Our personal loans are cash loans and they range from $200-$4,000 and they include no early payoff penalty. Additionally, we offer our clients a flexible payment plan so that they do not feel strained as they begin to pay back the loan. We also offer our clients assistance in making payments on their vehicles.

As one of the best bad credit loan companies available, Cash Time Loan Centers offers you the ability to overcome economic difficulties quickly. If you are currently facing a financial challenge, give us a call today at 602-433-4090.

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Proudly Offering Cash Loans In The Following Areas

Phoenix, Scottsdale, Tucson, Mesa, Tempe, Glendale, Chandler, Flagstaff, Peoria, Gilbert, Sedona, Prescott, Yuma, Surprise, Goodyear, Avondale, Queen Creek, San Tan Valley, Florence, Kingman, Casa Grande, Lake Havasu City, Sierra Vista, Tombstone, Payson, Bullhead City, Nogales, Bisbee, Jerome, Williams, Douglas, Page, Fort Huachuca, Winslow, Buckeye, Maricopa, Oro Valley, Prescott Valley, Apache Junction, Marana, El Mirage, Kingman, Queen Creek, San Luis, Sahuarita, Fountain Hills, Eloy, Somerton, Paradise Valley, Coolidge, Cottonwood, Camp Verde, Chino Valley, Show Low, Safford, Tolleson, Wickenburg, Youngtown, South Tucson, Guadalupe, Litchfield Park, Benson, Holbrook, Cave Creek, Eagar, Thatcher, Colorado City, Pinetop-Lakeside, Taylor, Clarkdale, Dewey-Humbolt, Willcox, Quartzsite, St. Johns, Carefree, Clifton, Parker, Wellton, Superior, Pima, Star Valley, Springerville, Kearny, Gila Bend, Miami, Mammoth, Fredonia, Patagonia, Duncan, Hayden, Winkelman, Tusayan, and Globe.

Collections Practices
Your Arizona Cash Loans are secured by your vehicle. Missing one payment by a single day could trigger a default and put your vehicle at risk of repossession. For your convenience, during regular business hours we accept payments by cash, check, money order, and debit card. We can also process electronic payments (ACH) from your checking account. All payments made at an Express Loan Center will be credited to your account the following business day. Payments placed in an outside drop box (no cash) after regular business hours will also be credited to your account the following business day. We may contact you by telephone, email or regular mail regarding your account.

Failure to make your regularly scheduled payments may result in the repossession of your vehicle. If a payment is more than 10 days past due, you will be charged a Late Fee equal to 5% of the payment.

Potential impact to users credit score
We do not report customer account histories to any credit bureau. However, when customers apply for loans in Arizona, we are given authorization to obtain their Credit Bureau Report. Subject to the policies of the credit reporting service, a customer’s Credit Bureau Report may reflect our inquiry, be recorded on that individuals credit history and may affect the individuals credit score.

Renewal Policy
You may request a renewal of your loan. However we are not obligated to do so. You may choose your loan renewal to be structured as either a Balloon Loan with no principal reductions or as a Fully Amortized Loan with principal reductions. There are no fees for a loan renewal.

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Arizona Regulated Maximum Annual Finance Rates:

Loan Amount Rate
$0-$500 204%
$501-$2500 180%
$2501-$5000 156%­
$5001 and up 120%

Fees and Interest:
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